WanderPeng
June 18, 2026
两年前,一位客人在北京酒店的大理石地板上滑倒了。只是手腕扭伤——但他的旅行保险不覆盖中国。最后他在一家社区诊所自费了800块钱,剩下的旅程里一直提心吊胆,生怕真出点大事怎么办。 别当那个倒霉蛋。我每次都会跟客户说:出发前一定确认你的旅行保险覆盖中国。不是所有保单都管用的。 来看重点: — 中国境内的医疗保障(有些保单直接排除) — 最低保额10万人民币(约合1.5万美元) — 覆盖中医治疗(针灸、推拿——这些在中国算正规医疗开支) — 24小时英语客服热线 如果你的保险公司说“全球除美国”——那通常覆盖中国。但最好打电话确认。别光看小字条款。 好消息是:中国的医院水平高又便宜。做次核磁共振480块,挂个急诊看小毛病200到500块。就算没保险,也不至于让你破产。但有保险,你就能彻底放下心去玩。

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I get this question at least twice a week: "Peng, how many days do I need in Beijing?" The honest answer: 4 days minimum. 5 if you want to breathe. Day 1: Forbidden City + Jingshan Park (book tickets a week ahead) Day 2: Great Wall — leave by 6:30am, Mutianyu is closest Day 3: Temple of Heaven in the morning, Summer Palace after lunch Day 4: Hutong walking tour + 798 Art District Day 5 (optional): Xi'an — take the 4.5hr high-speed train, see the Terracotta Warriors This isn't a rushed itinerary. It's what I've refined over 15 years of bringing clients here. You could do it in 3 days but you'd hate yourself by day 2. Want a full day-by-day plan? That's what I do. Just ask.

Jun 24· beijing · chinatravel

Client tip I give everyone: book the Great Wall for a Tuesday or Wednesday morning. Arrive before 8am. Why? I took a family from Melbourne to Mutianyu last Thursday. We got there at 7:45. Had the entire section to ourselves for a full hour. No crowds, no noise, just the wall stretching into the mist. By 9:30 the tour buses started arriving. By 10 it was shoulder-to-shoulder. We were already heading down on the toboggan run laughing our heads off. Timing is everything in China travel. I've been doing this 15 years — I know which spots to hit early and which to skip entirely. If you want my honest itinerary tips, just ask. I don't gatekeep.

Jun 24· greatwall · beijing

Someone in my DMs just asked: "Is Chongqing worth visiting?" Let me tell you about the last time I took a client there. We arrived at night. Stepped out of the airport, and she stopped dead. The entire city was glowing — skyscrapers built into mountains, lights reflecting off the river, bridges crisscrossing in every direction. She said: "This looks like a movie set." Next morning we ate noodles at a tiny shop my friend runs. Bowl of chongqing xiaomian — 8 yuan, and she said it was the best thing she'd eaten in China. That afternoon we took the Yangtze River cable car across the city. She was pressed against the window taking videos the whole way. At dinner she asked me: "Why don't more tourists come here?" Good question. I don't know either. But my clients do.

Jun 24· chongqing · chinatravel

A client from Texas asked me last week: "Do I really need WeChat Pay and Alipay, or can I just use cash?" Short answer: bring cash as backup, but you'll struggle without the apps. Here's the reality: even street vendors in Chengdu now have QR codes. I watched a French tourist try to buy an egg crepe (jianbing) with a 100 yuan note last month. The vendor couldn't make change. The guy behind him in line scanned a QR code and paid for it. The Frenchman looked so confused I stepped in and helped him set up Alipay on the spot. My advice: set up Alipay before you leave home. Link your international card. It takes 10 minutes and saves you a hundred awkward moments. Need help? I wrote a step-by-step guide. Link in bio.

Jun 24· chinatravel · traveltips